Income Tax

Standard Deduction Limit increased to Rs. 70000/- for AY 2025-26 under New Tax Regime

Limit of Standard Deduction has been increased from Rs. 50000/- to Rs. 70000/- for AY 2025-26 for those opting New Tax Regime 

Union Budget 2024-25 has proposed to increase the limit of Standard Deduction from existing Rs. 50000/- to Rs. 70000/- for AY 2025-26 for those salaried taxpayers opting New Tax Regime.

Under Section 16 of the Income tax Act 1961 a flat deduction called “Standard Deduction” is provided from income from salaries. It is to be noted that under New Tax Regime most of the deductions are not allowed but the Standard Deduction is allowable.

In view of the proposed amendment, the amount of Standard Deduction available for AY 2025-26 and AY 2024-25 shall be as under:

  New Tax Regime Old Tax Regime
AY 2025-26 Rs. 70,000/- or the amount of salary whichever is less Rs. 50,000/- or the amount of salary whichever is less
AY 2024-25 Rs. 50,000/- or the amount of salary whichever is less Rs. 50,000/- or the amount of salary whichever is less

The illustration of the impact for AY 2025-26 of increased Standard Deduction, Change in Tax Structure in New Tax Regime coupled with section 87A rebate shall be as under:

Gross Salary income Tax AY 2025-26 Tax AY 2024-25
7,50,000 Nil Nil
7,70,000 Nil 20,800/-
8,00,000 23,920/- 31,200/-
10,00,000 44,720/- 54,600/-
12,00,000 72,280/- 85,800/-

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