RBI

Non renewed Fixed Deposits to attract less interest – RBI Directions

Non renewed Fixed Deposits to attract less interest – RBI Directions

RBI has revised its Instruction with respect to where a Fixed / Term Deposit matures and remains unpaid/unclaimed 

As per the existing instruction, if a Term Deposit matures and proceeds are unpaid, the amount of left unclaimed with the bank shall attract rate of interest as applicable to savings deposits.

However, as per RBI revised instructions, if a Term Deposit (TD) matures and proceeds are unpaid, the amount left unclaimed with the bank shall attract rate of interest as applicable to savings account or the contracted rate of interest on the matured Term Deposit, whichever is lower.

Read RBI Instruction Click Here >>

Also Read: Comparison Chart for Bank Fixed Deposit Interest rates Click Here >>

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