RBI

RBI abolishes RTGS and NEFT transactions processing charges. Banks to pass benefits to customers

RBI abolishes RTGS and NEFT transactions charges, ATM Fee Structure also under review.

The Reserve Bank levies minimum charges on banks for transactions routed through its Real Time Gross Settlement System (RTGS) meant for large-value instantaneous fund transfers and the National Electronic Funds Transfer (NEFT) System for other fund transfers. Banks, in turn, levy charges on their customers.

In order to provide an impetus to digital funds movement, RBI has decided to do away with the charges levied by the Reserve Bank for transactions processed in the RTGS and NEFT systems.

Banks will be required, in turn, to pass these benefits to their customers. Instructions to banks in this regard will be issued within a week.

This has been stated in the Statement on Developmental and Regulatory Policies released by the Reserve Bank of India today. 

Apart from the abolishing the NEFT/RTGS charges, the RBI has also set up a Committee to Review the ATM Interchange Fee Structure. The Committee is expected to submit its recommendations within two months of its first meeting. The Composition and Terms of Reference of the Committee will be issued within a week.

 

Share

Recent Posts

  • Income Tax

Income Tax Rules 2026 notified by CBDT

Income Tax Rules 2026 notified by CBDT. CBDT has issued Notification No. 22/2026 dated 20.03.2026 to notify the Income-tax Rules,…

50 minutes ago
  • Income Tax

Absence of irrevocability clause no ground for rejecting registration u/s 12AB

Absence of an explicit irrevocability clause in trust deed no ground for rejecting application for registration or renewal under section…

2 hours ago
  • Income Tax

ITAT allows exemption of Rs. 25 lakhs u/s 10(10A) to non-government employees

ITAT allowed increased exemption of Rs. 25 lakhs u/s 10(10A) to non-government employees in view of CBDT retrospective notification. In…

24 hours ago
  • Income Tax

PCIT has revisionary jurisdiction u/s 263 over the cases passed by the NFAC or the JAO

PCIT has revisionary jurisdiction u/s 263 over the cases irrespective of the fact that the relevant assessment was completed physical…

1 day ago
  • Insurance

Appellate court interfering with MACT finding must undertake reappreciation of evidence

Appellate court interfering with Motor Accidents Claims Tribunal findings on assessment of disability and loss of earning capacity must undertake…

2 days ago
  • Income Tax

When delay is not huge & involves huge monetary liability, lenient approach to be taken

When period of delay is not very huge and involve huge monetary liability on the assessee, a lenient approach should…

2 days ago