RBI

RBI allows infusion of capital in overseas branches, repatriation of profits by Indian banks

RBI gives general permission for infusion of capital in overseas branches and subsidiaries and retention/ repatriation/ transfer of profits in these centres by banks incorporated in India

As per existing practice, banks incorporated in India were required to seek prior RBI approval for

  1. infusion of capital in their overseas branches and subsidiaries.

  2. retention of profits in, and transfer or repatriation of profits from these overseas centres.

RBI, in order to provide greater operational flexibility, has removed the requirement of prior RBI approval for above capital infusion/ transfers (including retention/ repatriation of profits) by banks which meet the regulatory capital requirements (including capital buffers). Instead, the banks shall seek approval of their boards for the same.

It has been laid down that while considering such proposals, banks shall analyse all relevant aspects including inter alia the business plans, home and host country regulatory requirements and performance parameters of their overseas centres. Banks shall also ensure compliance with all applicable home and host country laws and regulations.

Banks which do not meet the minimum regulatory capital requirements as laid down, shall be required to seek prior approval of RBI as hitherto.

Further, banks shall report all such instances of infusion of capital and/ or retention2/transfer/ repatriation of profits in overseas branches and subsidiaries within 30 days of such action, to the Chief General Manager-in-Charge, Department of Regulation, Central Office, Mumbai with a copy to Chief General Manager-in-Charge, Department of Supervision, Central Office, Mumbai.

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