Small Savings Scheme

Govt increases maturity period KVP reduces maturity value of NSC and interest rates of savings schemes

Govt increases maturity period of KVP, reduces maturity value of NSC VIII issue & National  Savings Recurring Deposit Scheme, interest rates of National Savings (Monthly Income Account) Scheme also reduced

The Govt has increased the maturity periods of various popular savings schemes of common man namely;

(i) Kisan Vikas Patra 2019 Scheme

– maturity period increased

(ii) National Savings Certificates (VIII Issue) 2019 Scheme

maturity value decreased

(iii) National Savings Recurring Deposit Scheme, 2019

– maturity value decreased

(iv) National Savings (Monthly Income Account) Scheme, 2019

– interest rates reduced

Govt increases maturity period KVP reduces maturity value of NSC and interest rates of savings schemes

As per the amended schemes the maturity period / value of various schemes shall be as under:

Kisan Vikas Patra

Maturity period of an account opened between 12th December, 2019 to 31st March, 2020 (both days inclusive)

Nine years and five months.

Maturity period of an account opened on or after the 1st day of April, 2020

Ten years and four months.

National Savings Certificates (VIII Issue)

Maturity value of an account opened between 12th December, 2019 to 31st March, 2020 (both days inclusive) with 1000 rupees  

Rs. 1462.54

Maturity  value  of  an  account opened on or after  the 1st day of  April,  2020 with 1000 rupees

Rs. 1389.49

 National  Savings Recurring Deposit Scheme, 2019

From 12.12.2019 to 31.03.2020

Rs. 7231.38

On or after 01.04.2020

Rs, 6969.67

 National Savings (Monthly Income Account) Scheme, 2019

Deposit  made  under  this  Scheme between  12th December, 2019 to 31st March, 2020 (both days inclusive)

Interest @ 7.6% p.a.

Deposit made on or after 1st day of April, 2020

Interest @ 6.6 % p.a.

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