Tag: rbi directions

RBI lays down revised rules for bank prepayment charges on all floating rate loan & advances sanctioned or renewed on or after January 1, 2026.  Reserve Bank of India has issued RBI (Pre-payment Charges on Loans) Directions, 2025. These Directions shall apply to all commercial banks (excluding payments banks), co-operative …

Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025 RBI has issued directions on Lending Against Gold and Silver as Collateral securities. Currently, RBI has permitted lending against the collateral security (not prime security) of gold jewellery, ornaments and coins for meeting the short-term financing …